Disability Insurance

Disability Insurance, just like Critical Illness Insurance, is an important part of a healthy and stable financial plan because it protects your most valuable asset - your ability to earn an income. In the case you become unable to work due to a disability, Disability Insurance provides a regular paycheque to cover regular weekly expenses and maintain a similar lifestyle as prior to the disability. A disability to the primary wage earner can seriously impact a households financial situation. Six months of total disability could cost up to 10 years of savings(based on 5% savings/yr), if there is no paycheque.

While we, of course do not expect to have a disability, research has proven that the risk of becoming disabled for 3 months or more before age 65 is quite high (charts below). Protecting your paycheck now, by having Disability Insurance, will bring security and stability to your household at a time when dealing with a disability, not financial challenges, should be ones main priority.


We can answer any questions you may have about Disability Insurance. 

Knowing all the information will help you choose what is right for you.

Contact Us!