Critical-Illness Insurance

Protect your income and savings from the costs that come along with having a critical illness, by providing a lump sum benefit, if diagnosed. The Critical Illness benefit can aid in covering medical expenses, covering living expenses while unable to work, or paying for support while in recovery. Having Critical Illness insurance relieves financial stress and burden at a time when there are many other stresses.

If your goal is to protect your income and bring security to yourself and the loved ones around you, this may be right direction for you. 

The Statistics

Survival rates for these Critical Illnesses are quite high but the diagnosis and the challenges faced afterward can be a major shock. Financial insecurity and the expenses that accumulate should not be a burden or stress on you and loved ones during these difficult recoveries.

The risks of being diagnosed with the following, in your lifetime:

Illnesses covered Critical Illness Insurance: 4 major illnesses: Cancer, Heart Attack, Stroke, Coronary Bypass Surgery - these 4 illnesses amount to 90% of Critical Illness insurance claims.

Other illness covered: Alzheimer's disease, Bacterial meningitis, Heart valve replacement, Loss of limbs, Major organ failure on waiting list for transplant, Occupational HIV infection, Severe burns, Aortic surgery, Benign brain tumour, Coma, Kidney failure, Loss of speech, Motor neuron disease, Paralysis, Cancer, Aplastic anaemia, Blindness, Deafness, Loss of independent existence*, Major organ transplant, Multiple sclerosis, Parkinson's disease.

We can answer any questions you may have about Critical Illness Insurance. 

Knowing all the information will help you choose what is right for you.

Contact Us


Critical illness insurance was originally developed by a cardiac surgeon. He developed it because 

he observed that what most detracted from his patients' recovery were their financial worries.